REMORTGAGE ADVISERS

REMORTGAGE

Remortgaging is when you take out a new mortgage deal on your existing property and can be done for many reasons, firstly you may want to find yourself a better deal on your existing repayments or secondly to avoid switching onto a potentially higher standard variable rate when your current mortgage deal comes to an end.

Many homeowners also remortgage to consolidate any debts you may have or to raise extra money for home improvements.

Whatever reason you want to remortgage your home for, it is important you have the best guidance and advice available to you.

Whether we arranged your first mortgage for you or not, our team of advisers can reassess your circumstances and search the market place to find you the most suitable new deal available whether that’s with your existing mortgage provider or a different lender.

Usually, the best time to look for a new deal is about 4-6 months before your existing deal is due to expire.

You may have to pay an early repayment charge to your existing lender if you remortgage.

advice you can trust

Rated 5 out of 5

Incredible! We felt overwhelmed by the market's generic offerings until Amelia Kidd, an exceptional listener, expertly guided us through our unique mortgage needs. Amy Skinner stepped up brilliantly, ensuring a successful transaction. The mortgage1st team is outstanding!

I would highly recommend Mortgage 1st after they helped us to remortgage. In particular I'd mention the excellent experience we had with Elliot Skinner. He was super responsive and took time to explain options and answer questions clearly. In addition, we received timely and professional updates from Hollie Kilraine throughout the process.

Excellent service from Mortgage 1st yet again! A huge thanks to Nikki & Ashleigh for all their help with our mortgage renewal. You are always on the ball & have made the process stress and hassle free for us. We will continue to recommend Mortgage 1st to friends and family.

I have recently remortgaged with Mortgage 1st. Megan was fantastic throughout; the process was completed quickly, Megan replied to all of my emails in less than 24 hours and was always on the phone when I needed more information. Prior to confirming everything, Megan explained the different options with the pro’s and con’s of each. This ensured I was able to make the best decision for my circumstances. Ashley followed up closing my new application which was efficient and clearly communicated. Megan will definitely be the first phone call for my next mortgage and I would highly recommend her.

Second time we've used Mortgage 1st and can't speak highly enough of them. Chris goes out of his way to find the best deal for customers (not necessarily the best deal for himself or the company). Would recommend to anyone, especially if you have circumstances that may make it more difficult than usual to get a mortgage.