Mortgage Advice you can trust

Spinnaker Observation Tower in Portsmouth


Whatever your mortgage needs, our trusted mortgage advisors in Portsmouth, Cambridgeshire, are here not just to find you a mortgage but to help you through every step of the home buying journey.

Our mortgage brokers in Portsmouth take the time to understand what you are looking for from your new home or property. We will take your lifestyle and budget into consideration, to match you with the best mortgage and insurance deal

As hinted by its name, Portsmouth is a port city and naval base on England’s south coast. Notable for its maritime heritage and Portsmouth Historic Dockyard, it offers unrivalled landscapes, events and world-class attractions. 

For a free mortgage consultation in Portsmouth please call on 03300552240 or contact us.

How Our Mortgage Advisers Work

Before we begin searching for the best mortgage deals to suit your circumstances, our experienced mortgage advisers in Portsmouth will ensure they provide you with a full understanding of all products available on the market. Once we have established the best mortgage for your circumstances, whether you’re going for a fixed rate, variable rate or specialist product, we will then start looking at the best rates for you. Mortgage rates generally depend on the size of your deposit and the value of the property – you’ll likely need at least a 10% deposit, as 95% mortgages have been few and far between since the beginning of the pandemic (although they are slowly making a comeback).

By hiring us, you swiftly cover a huge variety of lenders and get added clout with them to ease your applications as well as an extra layer of protection if there are any complications along the way. All our mortgage advisers in Portsmouth will find the best mortgage for you and apply on your behalf. Speak to one of our Portsmouth mortgage advisors today.

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Town and the bay of Portsmouth


If your fixed mortgage is coming to the end of its term, or you are looking at remortgage advice due to home renovations or debt consolidation, our mortgage advisers will help you explore options for remortgage in Portsmouth. We will share all the options available to you to guide you in making the right decision. 

Here, at Mortgage 1st, we offer a free remortgage consultation which could lead to a better mortgage rate and in turn save you money in years to come. Book your free remortgage advice consultation in Portsmouth today.

You may have to pay an early repayment charge to your existing lender if you remortgage.


For a first time buyer, not having the right mortgage advisor can make the house-buying process a very daunting task. Luckily, our friendly team of mortgage advisers will guide you through the entire process, taking care of everything and answering all your questions (we know you will have lots!) to ensure the journey is as smooth and stress-free as possible.

Arrange a free first time buyer mortgage consultation in Portsmouth today and we will get straight to you to start your journey.


Our mortgage brokers can also help you to take advantage of government mortgage schemes that help make homeownership more accessible. Our advisors will assess your personal circumstance and which schemes are available to you, making sure you fully understand the benefits and implications of each. This includes looking into buy-to-let mortgage schemes and help-to-buy mortgage schemes. 

Book a free consultation with our mortgage team in Portsmouth today.

Speak to a Mortgage Adviser in Portsmouth

Our friendly team of mortgage brokers are waiting for you to get in touch today.

Not all Buy to Let mortgages are regulated by the Financial Conduct Authority

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage 1st Ltd is an appointed representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority

Portsmouth Mortgage adviser