MORTGAGE ADVICE IN Lichfield
Mortgage Advice you can trust
Lichfield MORTGAGE SERVICE
Whatever your mortgage needs, our trusted mortgage advisors in Lichfield, are here not just to find you a mortgage but to help you through every step of the home buying journey.
Lichfield is a cathedral city and civil parish in Staffordshire, England. It’s home to beautiful properties and scenarios. If you are searching for your dream home in Lichfield, our mortgage advisers can help you find the right mortgage for you.
How Our Mortgage Advisers Work
Before we begin searching for the best mortgage deals to suit your circumstances, our experienced mortgage advisers in Lichfield will ensure they provide you with a full understanding of all products available on the market. Once we have established the best mortgage for your circumstances, whether you’re going for a ﬁxed rate, variable rate or specialist product, we will then start looking at the best rates for you. Mortgage rates generally depend on the size of your deposit and the value of the property – you’ll likely need at least a 10% deposit, as 95% mortgages have been few and far between since the beginning of the pandemic (although they are slowly making a comeback).
By hiring us, you swiftly cover a huge variety of lenders and get added clout with them to ease your applications as well as an extra layer of protection if there are any complications along the way. All our mortgage advisers in Lichfield will ﬁnd the best mortgage for you and apply on your behalf. Speak to one of our Lichfield mortgage advisors today.
BUYING A PLACE IN Lichfield
Boasting a rich history, there are many reasons why someone would want to move to Lichfield. From Lichfield’s medieval cathedral and the Georgian museums in the city centre, through to heritage railway museums – there are endless places to explore.
If you are looking for a place to live in and around Lichfield, get in touch with our mortgage brokers and find out more about how to buy a property in Lichfield.
REMORTGAGE ADVICE IN Lichfield
If your ﬁxed mortgage is coming to the end of its term, or you are looking at remortgage advice due to home renovations or debt consolidation, our mortgage advisers will help you explore options for remortgage in Lichfield. We will share all the options available to you to guide you in making the right decision.
Here, at Mortgage 1st, we offer a free remortgage consultation which could lead to a better mortgage rate and in turn save you money in years to come. Book your free remortgage advice consultation in Lichfield today.
You may have to pay an early repayment charge to your existing lender if you remortgage.
FIRST-TIME BUYER MORTGAGE ADVICE IN Lichfield
For a ﬁrst time buyer, not having the right mortgage advisor can make the house-buying process a very daunting task. Luckily, our friendly team of mortgage advisers will guide you through the entire process, taking care of everything and answering all your questions (we know you will have lots!) to ensure the journey is as smooth and stress-free as possible.
Arrange a free ﬁrst time buyer mortgage consultation in Lichfield today and we will get straight to you to start your journey.
GOVERNMENT MORTGAGE SCHEMES IN Lichfield
Our mortgage brokers can also help you to take advantage of government mortgage schemes that help make homeownership more accessible. Our advisors will assess your personal circumstance and which schemes are available to you, making sure you fully understand the benefits and implications of each. This includes looking into buy-to-let mortgage schemes and help-to-buy mortgage schemes.
Book a free consultation with our mortgage team in Lichfield today.
Not all Buy to Let mortgages are regulated by the Financial Conduct Authority
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage 1st Ltd is an appointed representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority