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Whatever your mortgage needs, our trusted mortgage advisors in Derby are here not just to find you a mortgage but to help you through every step of the home buying journey.
For a free mortgage consultation in Derby please call on 03300552240 or contact us.
Buying a new home is a big financial decision, but you don’t have to make it alone. Whether you’re a first-time homebuyer in Derby or ready to upgrade or downsize to a new home in Derby, our mortgage advice team is here to help. Our agents will explain all the options available to you based on your current financial situation, and we’ll devise a mortgage strategy that is custom-tailored to your needs and goals. From pre-qualification to refinancing and every step in between, we help you navigate the process with confidence, making it possible to save thousands over the life of your mortgage in Derby.
Before we begin searching for the best mortgage deals to suit your circumstances, our experienced Mortgage 1st Derby mortgage advice team will ensure you have a full understanding of all products available on the market. Once we have established the best mortgage for your circumstances, whether you’re going for a fixed rate, variable rate or specialist product, we will then start looking at the best rates for you. Mortgage rates generally depend on the size of your deposit and the value of the property – you’ll likely need at least a 10% deposit, as 95% mortgages have been few and far between since the beginning of the pandemic (although they are slowly making a comeback).
All our Mortgage brokers in Derby scour the whole market to find you the best mortgage deal. By hiring us, you swiftly cover a huge variety of lenders and get added clout with them to ease your applications as well as an extra layer of protection if there are any complications along the way.
Our Mortgage 1st brokers are also worth their weight in gold because they know key details about lenders’ criteria. So they would know if the lender you’re thinking of doesn’t lend on properties above shops, or in council blocks etc – so they’d be able to recommend a different lender that does.
All our Derby mortgage advisors will find the best mortgage for you and apply on your behalf.
Speak to one of our Derby mortgage advisors today.
If your fixed mortgage is coming to the end of its term and you would like to explore options of remortgaging in Derby then our experienced team of mortgage advisors are here to help.
There are also many other reasons why you may require advice on remortgaging your property which can include home renovations or debt consolidation, no matter the reason our mortgage advisors in Derby will provide you with the best knowledge of all products available on the market to remortgaging your property.
Here at Mortgage 1st, we offer a free remortgage consultation which could lead to a better mortgage rate and in turn save you money in years to come. To book your free remortgage advice consultation please contact the Derby mortgage advice team today.
HELPING YOU FIND THE BEST REMORTGAGE DEAL
For a first time buyer, not having the right mortgage advisor in Derby can make the house buying process a very daunting task. Luckily our friendly team at Mortgage 1st will guide you through the entire process, taking care of everything and answering all your questions (we know you will have lots!) to ensure the journey is as smooth and stress-free as possible.
Your Mortgage Adviser in Derby will firstly find the best mortgage deal available to you, then your dedicated Mortgage Processor will liaise with the lender, estate agent and solicitor on your behalf and is available along with your Adviser throughout the application process until the day you get the keys to your first home!
HELPING YOU EVERY STEP OF THE WAY WITH YOUR FIRST TIME BUYER MORTGAGE.
Moving house is probably one of the most stressful things anyone will do in their lifetime but it can also be extremely exciting for all the family. Whether you’re looking for more space, a forever home in Derby, to downsize or even to relocate, the first thing you need to do is ensure you can get the mortgage you need – this is where our team of Mortgage Advisors in Derby can help.
Our mortgage advisers in Derby will assess your circumstances and provide you with an AIP/DIP (Agreement/Decision in Principle) within a matter of minutes. This is what you will need to provide the Estate Agent with before you can put in an offer on a property. It may be years since you bought your first home therefore our knowledgeable and friendly Derby mortgage advice team will guide you through the entire process from start to finish, taking care of everything to ensure the journey is as smooth as possible.
We offer a free moving home mortgage consultation, to speak to one of our Derby mortgage advisors please call 03300552240 or complete the form here.
MAKING MOVING HOME IN DERBY MORE ENJOYABLE
The Buy-to-Let market in Derby is constantly growing due to the short term gains of an additional source of rental income and the long term benefits of property investment. If you are looking to purchase your first rental property in Derby and have no idea where to start, our team of specialist Mortgage Advisers in Derby can guide you through the entire process giving you the confidence to become a property landlord for the first time.
Or if you are an existing landlord in Derby looking to add to your property portfolio with a new purchase or you need to reassess your financial situation by Remortgaging in Derby multiple properties our expert mortgage advisers will work with you to help manage your portfolio and grow your business. Not all Buy-to-Let mortgages in Derby are regulated by the Financial Conduct Authority.
Speak to our Derby mortgage advisors today to get a free mortgage quote.
GIVING YOU TRUSTED BUY TO LET MORTGAGE ADVICE IN DERBY
The government’s Help-to-Buy scheme is aimed at increasing the number of homeowners around the country by offering financial assistance with the purchasing of a property through the help to buy scheme in Derby. With this scheme, buyers can move into a home with a deposit of just 5%, making houses in Derby affordable even to people with a small deposit. The Help-to-Buy scheme is available to both first time and next time buyers and is available on old and new properties alike.
To apply for a help-to-buy mortgage in Derby, you need expert advice from fully trained professionals who can support you through the entire process until completion. Our friendly team at Mortgage 1st will be available to answer all your questions to ensure the journey is as smooth and stress-free as possible.
Contact one of our mortgage advisors in Derby today for a free quote.
GIVING YOU TRUSTED HELP TO BUY MORTGAGE ADVICE IN DERBY
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage 1st Ltd is an appointed representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage 1st Ltd is an appointed representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority.
As with all insurance policies, conditions and exclusions will apply.
Registered office 2 Napier Court, Gander Lane, Derbyshire, S43 4PZ.
Registered company number: 06552344 – Registered in England & Wales.
Financial Conduct Authority reference number: 484231