INCOME PROTECTION

INCOME PROTECTION INSURANCE

This is an insurance that pays out a percentage of your income if you are unable to work due to injury or illness. You can link it with any sick pay you get from your employer to ensure that it kicks in and starts paying as soon as your sick pay finishes. Income Protection/IP is vital whether you have a mortgage or not as it will help cover the loss of earnings if you are unable to work for a long period – that could be due to an illness such as cancer or a stroke or it could be that you have a car accident or break a limb leaving you unable to work, income protection will ensure you are able to continue paying your bills and means you and your family aren’t at risk.

advice you can trust

 5/5

Andy at mortgage first was recommended to me, and I couldn’t be more grateful for all of his support and dedication to making sure I got the best deal! He was absolutely amazing throughout the whole process, finding me the best deals he could, and explaining everything I didn’t understand. He helped me at every hurdle I had, and always found me the answers to my questions. He always found time around my day and night shift work to communicate. Will definitely use Andy again and 100% recommend his services!

I can’t praise Holly Sims at Mortgage 1st enough! As first time buyers, she was there for advice whenever we needed her, from outlining the entire house purchase process, right up until our move date! She was easy to get hold of, considerate and hardworking! Thank you!

Shaun Burke at Mortgage 1st made the daunting and complicated task of buying our first home stress free. The knowledge and experience of the team is evident from the beginning and you are immediately put at ease and know you are in good hands with special mention also to Beverly James in processing. They are always available to answer questions quickly and understand how difficult the process is. They check in regularly with you throughout the process and give great advice and reassurances as moves can be a long drawn out process. I would highly recommend anyone to use these guys to take the strain and find you the best lenders out there. Call Shaun.

So happy I chose Mortgage 1st! Was told elsewhere that I was unlikely to get a mortgage but Elliot made it happen! Friendly, professional, and most importantly, had excellent communication. He really put the work in to find the best deal for us and was always happy to help. Hollie processed the mortgage and her service was just as good! I can’t fault anything! 🙂

My buyers unfortunately lost their mortgage a month before completion which was a nightmare to hear. I put them in touch with Shaun Burke at Mortgage 1st to help get me through this process and save our move! He was outstanding and within two weeks went from talking to the buyers to application submitted, Mortgage valuation booked to offer sent out, in fact it was 13 days! This completely saved my sale and in turn my house move. We are now two weeks in to our new house and loving it. Shaun got a very nice bottle of Whiskey to say thank you.