Own New Scheme – Approved Broker

Introducing the New Own New Scheme for Homebuyers – We’re an Approved Broker Navigating the path to homeownership can be daunting. However, there’s good news for prospective buyers! Introducing the ground-breaking Own New scheme, poised to revolutionize the way people purchase new build homes. In this blog post, we’ll delve into the details, exploring its […]

Bad Credit Mortgages

Can I still get a Mortgage if I have Bad Credit? Purchasing a home in the UK can be a daunting task, especially if you have a less-than-perfect credit history. But, don’t worry; there are options available that can help you achieve your homeownership dreams. In this article, we will explore what a bad credit […]

Remortgaging in the UK

When people think about obtaining a mortgage they usually think about buying a new home. However, most people only buy a few properties in their lifetime and so the opportunity to remortgage will occur far more frequently than obtaining a mortgage to buy a new home. I do speak to many people who have never […]

100% Mortgage – Everything you need to know (2023)

Can I buy a house without a deposit in the UK? The short and simple answer is yes! With the recent re-introduction of 100% mortgages this is now an option that has become available again.   What is a no-deposit or 100% mortgage? A 100% mortgage is where you don’t have to put down any […]

Why should you use a mortgage adviser?

What is a Mortgage? Before I get started on why you should use a professional mortgage adviser, let’s talk about what a Mortgage is. In simple terms a mortgage is a loan secured against a property. This can be for a property that you want to live in (residential), or for an investment property that […]

Why use a broker?

“I can just go to my bank and they will give me a mortgage?”  “Why would the banks give you a better rate when I can go direct to them?”  “I’ve been on a comparison site and I’m going to do it myself…” Are just some of the comments I frequently hear from customers as […]

Getting on the property ladder

“I didn’t think I could buy a house” AS A BROKER, THE MOST COMMON PHRASE I HEAR FROM FIRST TIME BUYERS IS “I DIDN’T THINK I COULD BUY A HOUSE” For me, whilst I have been in the industry for over 18 years, the feeling of gratitude from someone achieving something they didn’t think they […]

buying a new build property

If we are honest, we have all driven by a builders show home before and been intrigued by what they have to offer, even gone in for a nose. I will be honest, I have done this even when I wasn’t house hunting. They are great for inspiration. Harder to do in more recent Covid […]

Limited Company BTL Mortgages

This week Mortgage & Protection Adviser and Buy To Let Specialist Edward Peters discusses Limited Company BTL Mortgages. What are the current trends around BTL mortgages? These may have been around for a few years now but throughout 2021 I’ve noticed two distinct trends. The proportion of BTL mortgages written in limited company name has […]