Bad Credit Mortgages
Can I still get a Mortgage if I have Bad Credit? Purchasing a home in the UK can be a daunting task, especially if you have a less-than-perfect credit history. But, don’t worry; there are options available that can help you achieve your homeownership dreams. In this article, we will explore what a bad credit […]
Remortgaging in the UK
When people think about obtaining a mortgage they usually think about buying a new home. However, most people only buy a few properties in their lifetime and so the opportunity to remortgage will occur far more frequently than obtaining a mortgage to buy a new home. I do speak to many people who have never […]
100% Mortgage – Everything you need to know (2023)
Can I buy a house without a deposit in the UK? The short and simple answer is yes! With the recent re-introduction of 100% mortgages this is now an option that has become available again. What is a no-deposit or 100% mortgage? A 100% mortgage is where you don’t have to put down any […]
Why should you use a mortgage adviser?
What is a Mortgage? Before I get started on why you should use a professional mortgage adviser, let’s talk about what a Mortgage is. In simple terms a mortgage is a loan secured against a property. This can be for a property that you want to live in (residential), or for an investment property that […]
Why use a broker?
“I can just go to my bank and they will give me a mortgage?” “Why would the banks give you a better rate when I can go direct to them?” “I’ve been on a comparison site and I’m going to do it myself…” Are just some of the comments I frequently hear from customers as […]
Getting on the property ladder
“I didn’t think I could buy a house” AS A BROKER, THE MOST COMMON PHRASE I HEAR FROM FIRST TIME BUYERS IS “I DIDN’T THINK I COULD BUY A HOUSE” For me, whilst I have been in the industry for over 18 years, the feeling of gratitude from someone achieving something they didn’t think they […]
buying a new build property
If we are honest, we have all driven by a builders show home before and been intrigued by what they have to offer, even gone in for a nose. I will be honest, I have done this even when I wasn’t house hunting. They are great for inspiration. Harder to do in more recent Covid […]
Limited Company BTL Mortgages
This week Mortgage & Protection Adviser and Buy To Let Specialist Edward Peters discusses Limited Company BTL Mortgages. What are the current trends around BTL mortgages? These may have been around for a few years now but throughout 2021 I’ve noticed two distinct trends. The proportion of BTL mortgages written in limited company name has […]