Getting on the property ladder

“I didn’t think I could buy a house” AS A BROKER, THE MOST COMMON PHRASE I HEAR FROM FIRST TIME BUYERS IS “I DIDN’T THINK I COULD BUY A HOUSE” For me, whilst I have been in the industry for over 18 years, the feeling of gratitude from someone achieving something they didn’t think they […]

Life insurance Why its so important

First and foremost hello and I hope you are almost prepped & ready for Christmas?! Its been a busy year for me and my girls & we certainly are looking forward to some much needed downtime with the family! Forgive me! Forgetting my manners… I’m Natalie Ellis, a mortgage and protection adviser. Mum to my […]

Why use a broker?

“I can just go to my bank and they will give me a mortgage?”  “Why would the banks give you a better rate when I can go direct to them?”  “I’ve been on a comparison site and I’m going to do it myself…” Are just some of the comments I frequently hear from customers as […]

Limited Company BTL Mortgages

This week Mortgage & Protection Adviser and Buy To Let Specialist Edward Peters discusses Limited Company BTL Mortgages. What are the current trends around BTL mortgages? These may have been around for a few years now but throughout 2021 I’ve noticed two distinct trends. The proportion of BTL mortgages written in limited company name has […]

buying a new build property

If we are honest, we have all driven by a builders show home before and been intrigued by what they have to offer, even gone in for a nose. I will be honest, I have done this even when I wasn’t house hunting. They are great for inspiration. Harder to do in more recent Covid […]